CHEN ZHANG1, RONG PAN2, ABHIJIT CHAUDHURY2 AND CHANGXIN XU3
1Department of Computer Information Systems
Bryant University
Smithfield, RI USA
E-mail: {czhang; achaudhu}@bryant.edu
2China Constructions Bank
Nanjing, Jiangsu, P.R. China
E-mail: panrong2.js@ccb.com
3School of Business Hohai University Nanjing, P.R. China E-mail: xuchxin@hhu.edu.cn